WHY RADION

Radion Health provides Medical Stop Loss Insurance to employer groups who Self-Fund their medical benefits. We specialize in competitively covering small groups as small as 10 members without individual health questionnaires or historical claims data.

Products

Traditional stop Loss

Traditional Stop Loss

Radion Health's Traditional Medical Stop Loss Product provides specific and aggregate medical stop-loss coverage for companies that self-insure their employee health benefits.

Specific Coverage

Customized stop loss is provided to address the employer's exposure to high-cost medical expenses on a covered individual.

Aggregate Coverage

Aggregate stop loss coverage limits the employer's overall annual cost for a self-funded plan. This coverage addresses the accumulation of expenses on all individuals.
Level Fund

Level Funded

Radion Health's Level Funding Insurance is a hybrid of a traditional small group health plan and self-funded employee health insurance that helps minimize the health insurance costs for small- and mid-sized businesses.

Low Risk

Monthly payments mean budget control with no fluctuation due to claim payments.

Plan Design Simplicity

Rich benefit design that supports small and medium groups with zero and low deductible options that you’ve grown accustomed to with fully insured plans.
Radion Health can bind coverage in all 50 states.
Radion Health can bind coverage in 48 states.1
Minimum case size is 2 lives, subject to state requirements.
Minimum case size is 10 lives.2
Minimum specific deductible is $20,000.
Minimum specific deductible is $20,000.2
Specific Advance Funding option available.
Specific Advance Funding option available.
Rapid reimbursement of claim filings.
Rapid reimbursement of claim filings.
Quick turn around on RFPs using Verikai Marketplace
Quick turn around on RFPs.
1. We cannot bind coverage in WA and NY.
2. Subject to state requirements.

LEADERSHIP

Radical outside of the box leadership in underwriting.

A radion is the smallest known particle that can bend both
space and time. From little things come big changes.
Stephen Rosenthal

Stephen Rosenthal

President
Stephen Rosenthal
Stephen Rosenthal has over 30 years of leadership experience in the insurance industry.  Stephen started his career in his father’s small insurance agency, rose to CEO, and grew it into a large regional commercial P&C and health broker.

As a broker, Stephen specialized in large deductible programs, and in the mid 90s he founded Strategic Comp, an MGA, to write large deductible structured workers comp.  Strategic had a unique underwriting approach combined with an intensive claims adjusting model.  Risk was shared through a 50% quota share via a Cayman domiciled captive   The brokerage was sold in 2000 to allow Stephen to focus exclusively on Strategic Comp.

Strategic Comp produced exceptional underwriting results, and was sold to Great American Insurance Company in 2008.   Under a long-term earnout agreement, Stephen continued to lead the Strategic as a division of GAIC for nine years.  Under his leadership Strategic Comp grew to more than 200 employees and operations in 40 states.

Stephen has an MBA from Wharton Graduate and has held the professional designations of CPCU, CLU, and ARM.

Carrier

An A+ relationship to drive new business
Great American Europe Limited

Carrier

An A+ relationship to drive new business
Great American Europe Limited

Third Party
Administrator Partners

Comprehensive support to get the most out of your coverage
Flume HealthABALucent Health
Lucent HealthJ.P. Farley

Pharmacy Benefit Manager Partner

Redefining the way prescriptions are priced and administered
Capital Rx

Contact Us

We would love to get to know you and for you to get to know us. It starts with taking the next step. We are also happy to answer any questions you may have.
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