Radion Health offers turnkey stop loss solutions to brokers, consultants, and TPAs. Our data-driven underwriting process paired with stellar plan designs delivers best-in-class self-funded solutions to your small group employers.
Data-driven underwriting
Competitive rates
Member-centered plan design
Level Funded and Traditional Medical Stop Loss plans
Radion Health provides Medical Stop Loss Insurance to employer groups who Self-Fund their medical benefits. We specialize in competitively covering small groups as small as 10 members without individual health questionnaires or historical claims data.
Products
Traditional Stop Loss
Radion Health's Traditional Medical Stop Loss Product provides specific and aggregate medical stop-loss coverage for companies that self-insure their employee health benefits.
Specific Coverage
Customized stop loss is provided to address the employer's exposure to high-cost medical expenses on a covered individual.
Aggregate Coverage
Aggregate stop loss coverage limits the employer's overall annual cost for a self-funded plan. This coverage addresses the accumulation of expenses on all individuals.
Level Funded
Radion Health's Level Funding Insurance is a hybrid of a traditional small group health plan and self-funded employee health insurance that helps minimize the health insurance costs for small- and mid-sized businesses.
Low Risk
Monthly payments mean budget control with no fluctuation due to claim payments.
Plan Design Simplicity
Rich benefit design that supports small and medium groups with zero and low deductible options that you’ve grown accustomed to with fully insured plans.
Radion Health can bind coverage in 48 states.1
Minimum case size is 10 lives.2
Minimum specific deductible is $20,000.2
Specific Advance Funding option available.
Rapid reimbursement of claim filings.
Quick turn around on RFPs.
1. We cannot bind coverage in WA and NY. 2. Subject to state requirements.
LEADERSHIP
Radical outside of the box leadership in underwriting.
A radion is the smallest known particle that can bend both space and time. From little things come big changes.
Stephen Rosenthal
President
Stephen Rosenthal
Stephen Rosenthal has over 30 years of leadership experience in the insurance industry. Stephen started his career in his father’s small insurance agency, rose to CEO, and grew it into a large regional commercial P&C and health broker.
As a broker, Stephen specialized in large deductible programs, and in the mid 90s he founded Strategic Comp, an MGA, to write large deductible structured workers comp. Strategic had a unique underwriting approach combined with an intensive claims adjusting model. Risk was shared through a 50% quota share via a Cayman domiciled captive The brokerage was sold in 2000 to allow Stephen to focus exclusively on Strategic Comp.
Strategic Comp produced exceptional underwriting results, and was sold to Great American Insurance Company in 2008. Under a long-term earnout agreement, Stephen continued to lead the Strategic as a division of GAIC for nine years. Under his leadership Strategic Comp grew to more than 200 employees and operations in 40 states.
Stephen has an MBA from Wharton Graduate and has held the professional designations of CPCU, CLU, and ARM.
Carrier
An A+ relationship to drive new business
Carrier
An A+ relationship to drive new business
Third Party Administrator Partners
Comprehensive support to get the most out of your coverage
Pharmacy Benefit Manager Partner
Redefining the way prescriptions are priced and administered
Contact Us
We would love to get to know you and for you to get to know us. It starts with taking the next step. We are also happy to answer any questions you may have.
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